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What is FlexiFuture?

FlexiFuture is a type of insurance designed with the future in mind, carefully crafted to secure your family against financial hardships, making it a unique type of life insurance that includes a Family Income Benefit.

Additionally, it is an excellent insurance choice that allows you to add optional benefits based on your specific needs for even more comprehensive protection.

Insured Person Age
Insured Person Age

From the age of (18) years to (56) years old

Policyholder Age
Policyholder Age

From the age of (18) years to (75) years old

Policy Term
Policy Term

(9) years to (25) years

Premium Term
Premium Term

(3) years to (18) years

Sum Insured Amount
Sum Insured Amount

At least 5 Million to 100 Million

Premium Payment Mode
Premium Payment Mode

Monthly, Quarterly, Semi-annual, Annual

Core Benefits

  • Cash Payout Benefit – If the premium has been paid through the whole premium payment term or premium has been waived, the Cash Payout Benefit will be paid to the policyholder. Cash Payout Benefit Payment Times can be selected from 2 times, 4 times, 5 times, 8 times, and 10 times.
  • Premium Waiver Benefit – During the insured period of the policy, if the insured person is deceased or total permanently disabled due to disease or by accident, the remaining premium needed to pay for the lasting premium period is waived.
  • Survival Benefit – If the insured person is still alive and the insurance contract is still active, will get the Survival Benefit of 10% of the Sum Insured every 3 years of the policy term. The Survival Benefit can be kept without being withdrawn until the policy matures, and interest can be accumulated.
  • Family Income Benefit – If the insured person becomes Total Permanent Disability or dies within the effective insurance term, the insurance company shall pay the applicable 10% of the Sum Insured amount at the end of every policy year until maturity.

Optional Benefit

Total Permanent Disability or Death Optional Benefit
Package Accidental TPD or Death Other TPD or Death
Silver 2 × Sum Insured Sum Insured
Gold 3 × Sum Insured 2 × Sum Insured
Diamond 4 × Sum Insured 3 × Sum Insured
Critical Illness Optional Benefit Dental Care Optional Benefit Vision Care Optional Benefit
  • (25%) of Early-Stage Critical Illnesses
  • (100%) of Late-Stage Critical Illnesses
  1. Emergency treatment of dental pain
  2. Oral examination and diagnostic
  3. Cleaning and scaling of teeth
  4. Dental X-ray
  5. Extraction of teeth, including anesthesia
  6. Fillings
  7. Root canal treatment
  8. Initial installation or replacement of partial or full dentures as a result of an injury sustained in an accident
  1. Eye examination and consultation
  2. Eyeglasses
  3. Surgery and treatment related to cataract and glaucoma
  4. Eye Surgery due to an accident

Key Features

The policy term and premium payment term can be selected flexibly.

Cash payout benefit frequencies can be chosen according to your preferences.

In the event of death, 10% of the Sum Insured will be paid to the beneficiary at the end of every policy year until maturity.

Grab the brochure to explore more in detail!

FAQs About FlexiFuture Life Insurance

Everything you need to know about life insurance, explained.

With the waiver of premium benefit, there is no need to continue paying for the optional benefits

Yes, you can choose and purchase optional Benefits that match your needs as desired.

Free-look period is available. Policyholder can cancel or terminate within 21 days from the effective date of the policy.

Not Sure which Insurance to Buy?

Find the insurance plan that’s right for you in no time, with options that suit your lifestyle and budget.

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