Life Insurance with Money Back to Meet Your Life Goals

Flexi Life Insurance is a life insurance savings plan with flexible options that allow you to tap into your emergency fund for key needs and milestones in life, without compromising on the protection of full life insurance coverage. This product offers anticipated cash payouts at specified policy durations and benefits at policy maturity.

Whether it is to achieve financial goals such as buying your dream home, or to build up your cash reserves and plan ahead for retirement, Flexi Life Insurance helps to secure the future you envision for yourself and your loved ones.

Features

  • Security – Build up your cash reserves while enjoying financial protection for your family. 
  • Liquidity – Receive payouts when you complete a designated number of policy years during the policy term, which can be cashed out, used for insurance premium payments or continue to accumulate for other uses later on and gain a bigger maturity amount. 
  • Flexibility – Your financial needs may change over the course of your life – adjust your policy term, premium payment mode and how you would like to receive your survival benefit payouts according to your evolving needs.

Core Benefits

Maturity Benefit Payout – Receive the full value of the sum insured in one lump sum upon policy maturity.

Survival Benefit Payout – Receive cash payouts at specified policy durations as immediate, additional income during the policy term.

Accumulation of Survival Benefit – Survival benefit payouts which are not withdrawn can be accumulated with an interest rate and paid out upon policy maturity.

Death/Total Permanent Disability Benefits – Receive 100% of the sum insured in one lump sum, should the Insured suffer Death or Total Permanent Disability.

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Accumulation of Survival Benefits Crediting Rate

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